Lease-to-own · In-store & online

• No credit needed
• Quick, simple application, and applying won't affect your credit score
• A 100-day option with no interest
• Payment options that can follow your pay schedule

What you'll need to apply:

• Be of legal age to sign a contract
• A steady monthly income
• An active checking account
• A valid email address and phone number

You'll find out in seconds whether you're approved, with approvals available up to $5,000. Apply online from home, or we'll happily walk you through it at the store.

Lease-to-own total cost may be higher than the retail price. Fees and costs beyond the 100-day option may apply. Ask us or see Snap's terms for details.

Lease-to-own · No credit needed options

Koalafi is another friendly path to the furniture you're after, with flexible lease-to-own options that don't depend on a perfect credit score. It's a great second option to have if you'd like to compare.

Lease terms, eligibility and total cost are set by Koalafi. Ask our team or see Koalafi's terms for details.

Lease-to-own · No credit needed options

American First Finance gives you one more way to get started on your home, with flexible options for shoppers who are building or rebuilding credit. Ask us which partner might be the best fit for you.

Lease terms, eligibility and total cost are set by American First Finance. Ask our team or see their terms for details.

Promotional financing · In-store & online

If your credit is in good shape, Synchrony's promotional financing lets you bring your furniture home now and pay over time.* Depending on the offer, you might see:

• Equal payment promotions
• Deferred interest promotions
• Fixed pay promotions

How it works:

1. Fill out a secure application, online or with us in store.
2. Get a credit decision right after you submit.
3. If you're approved, you'll receive a temporary account number so you can start shopping right away.

*Subject to credit approval. A good credit score is needed. Interest may be charged under some promotions if the balance isn't paid in full by the end of the promotional period. See Synchrony's terms for details.

In-store · No credit needed

Not ready to finance? Our layaway program lets you set your favorite pieces aside and pay over time, with no credit check and no hidden fees.

• No credit needed
• No hidden fees
• Equal, easy-to-plan payments

How it works: Choose the plan that fits your budget: 3 months, 6 months, or 12 months. Make easy payments along the way, and once your final payment is made, your furniture is yours to take home.

Want to learn more? Send us a message or call (817) 391-2600 and we'll be happy to walk you through it.